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Investing-U

What Are Private Placements?

For more than a decade, Digest Publishing’s co-founder Nick Hodge has used private placement to build the majority of his wealth. A millionaire at 30, and then a multi-millionaire by 35, Nick has proven that the private world of investing can deliver consistent wealth.

But what exactly ARE they? And what types of investors are eligible to use them?

In this new episode of Investing-U I ask Nick the what-where-why-how’s of these elite investments. (We’ve been on a roll in filling out the Investing-U series, and it wouldn’t be complete without covering this important topic.) We cover all the basics on how to get started in this lucrative space, and Nick explains why private placements have made such a big difference in his own life.

All About Private Placements

When most people tell you they’re investing privately, or when you read an article about venture capitalists making mint on a private company, they’re usually referring to private placements.

Private placements (also known as “Reg D” offerings, since they’re regulated by the SEC in Regulation D) have been around since 1933 and are the tried-and-true standard of the private investing world. There’s no limit on the amount of capital that’s allowed to be raised, making it the “go-to” choice for larger and more established private companies.

But private placements aren’t available to just any investor. Private placements come with one major requirement: they’re only available to experienced investors with a high net worth, formally known as “accredited investors.”

Who Qualifies to Be an Accredited Investor

It’s no accident this term sounds intimidating. The two most important requirements are:

  • Net worth over $1 million, excluding primary residence (individually or with spouse or partner)
  • Income over $200,000 (individually) or $300,000 (with spouse or partner) in each of the prior two years, and reasonably expects the same for the current year

But thankfully these rules aren’t quite as scary as they sound — the main reason the SEC wrote these rules is to keep newbie investors from wandering into investments they don’t understand or can’t afford. When you participate in a private placement, all you have to do to qualify as an official “accredited investor” is sign a simple form that confirms you match this description (or click the button, if you’re online). It’s easy and takes just a moment, you’re not asked to submit bank statements or anything like that. Once that’s out of the way, you’re on to the next step to buy your shares, which in private placements are known as units.

Warrants

Many private placements also have follow-on offerings called warrants that are built right into your original purchase. These give you the right to buy shares later at a set price that, if all goes well, will be lower than the future market price. You could almost think of it like a special coupon that gives you a discount on a future purchase.

As you’ll hear in the episode video above, the warrant is one of the most powerful wealth-building features of private placements — and that’s why here at Digest Publishing we’ve made using warrants a specialty.

How to Join Nick in Building A Fortune with Private Placements

Nick Hodge has successfully used them to make money from private placements all across the investing space — in real estate, tech, biotech, you name it. For example, Nick has used warrants to make 233% on a tech innovator, 550% on a private real estate group, and 760% on a uranium company. In each case, the warrants nearly doubled the amount of the total return.

As one subscriber named Tim F wrote to Nick:

“My investments have been going very well in your Private Intel service. Thanks for helping me and others to gain access to these private placements. The lithium stock [1,480%!] has been on an amazing run… Thank you for this great opportunity.” — Tim F.

Nick can help any investor learn how to make money on these private companies — and you can be one of them. If you’re prepared for the high-dollar, high-return investments that Nick covers in his premium publication, you’ll likely walk away happy. You can find out more here.

What Are Private Placements?

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